This sermon uses the metaphor of banking to explain spiritual principles: just as you can’t withdraw money without first making deposits, you can’t expect spiritual breakthroughs without first investing in your relationship with God through faith, obedience, prayer, and service. The message emphasizes that God faithfully records every spiritual “deposit” we make and honors kingdom principles, though this isn’t about earning His love but understanding how His kingdom operates. It culminates with David’s story at Ziklag, where after total loss, he strengthened himself in God, inquired specifically, and received the promise to “recover all”—offering a blueprint for anyone facing devastating circumstances who needs divine restoration.